- Commercial Lending Expert
- Entrepreneur
- Strategic Business Leader
- With over 20 years of experience in commercial and consumer lending, business development, and entrepreneurship, Gulbaz Gill is a dynamic financial professional who excels in structuring strategic financial solutions, mitigating risks, and driving business growth. His expertise spans commercial real estate financing, C&I loans, SBA programs, and portfolio management, making him a trusted advisor for businesses navigating complex financial landscapes.
- As a Commercial Lender at Advia Credit Union, Gulbaz manages a $39 million portfolio, ensuring credit quality, compliance, and client success. His ability to structure and close diverse loan solutions—including lines of credit, real estate investments, and business acquisitions—has helped numerous entrepreneurs and business owners achieve sustainable growth. He specializes in distressed asset management, leveraging his strategic problem-solving skills to protect both the lender and the borrower.
- Beyond his banking career, Gulbaz is a proven entrepreneur who has successfully founded, operated, and scaled three businesses:
- A Restaurant, where he managed operations, financial planning, and customer experience, building a thriving and profitable enterprise.
- A Gas Station, handling inventory management, market fluctuations, and competitive positioning to drive revenue.
- A Consulting Firm, advising businesses on financial structuring, risk management, and strategic planning.
- His firsthand experience as a business owner gives him a unique edge in understanding the challenges, risks, and opportunities entrepreneurs face. His ability to navigate tough situations with composure, coupled with his strategic leadership and problem-solving mindset, reflects his resilience and strong leadership skills.
- Gulbaz firmly believes in collective learning and shared success—fostering relationships, mentoring others, and collaborating for mutual growth. As Founder & Chairperson of the Fellowship of Pakistani Americans, he has led fundraising initiatives and networking events to support community development. Additionally, as Treasurer of the Lions Club, he has been recognized for his dedication to service and leadership.
- Fluent in English, Hindi, Urdu, Punjabi, and other South Asian languages, Gulbaz effectively connects with diverse business owners, ensuring clear communication and tailored financial solutions that drive long-term success.
- Resilient, strategic, and results-driven, Gulbaz Gill is committed to empowering businesses and communities through financial expertise, entrepreneurial insight, and visionary leadership.
